Wealth management, investment advice & financial planning with a purpose in mind - YOURS

We would all like to have enough money to do the important things: live life, retire comfortably, educate our children, etc. More importantly, how do you make sure that you have enough money to reach these various goals? Careful planning is essential, but you need to start from the bottom and work your way up to the big goals. How much $ do you need? If you have a steady job, the general rule of thumb is to have 3-6 mos. of living expenses in the bank in case of emergency. I

Unfortunately, I have known people through the years who have gotten duped by unscrupulous characters and cheated out of money. This can...

When someone leaves a job and they have a retirement plan that was offered from that employer (ex: a 401(k) or 403(b) plan), the person has 2 options: 1. Leave the retirement funds in the employer plan (provided certain rules are met), or 2. Roll the plan over into their own IRA or another former employer plan that is still funded So the big question is: when does it make sense to roll over a retirement plan? There are a few reasons to consider rolling it over into

Found money can be both a blessing and a curse, depending on how you deal with the financial AND emotional aspects of this money. However, what most people should be concerned with is how this money would be best put to use. Creating a financial plan for the long term AND the short term is often the best solution. Let’s go over the proper steps to take to make sure you get the most out of this financial windfall!